You are explaining this exactly correct. Where I think you may be getting messed up is, that change in impedance with frequency, is the
bad aspect of inductive loads. Its an undesirable, and unavoidable, side affect of speaker loads. Amplifier engineers work to prevent that change from harming there amps, with different type of filtering and damping added to the amps circuit so that it doesn't oscillate.
A purely resistive load solves that problem. Having an impedance that
doesn't change with frequency is ideal. As a side note, many high-power resistors are wire-wound, and do present a degree of inductance into the equation.