Guitars on finance? yay or nay?
- Thread starter Left_Hand_Strat
- Start date
blueman335
Mojo's Minions
Left_Hand_Strat
New member
Re: Guitars on finance? yay or nay?
you pointed something very important out to me.
Right ok, so the guitar I am after is a special thing. It is modelled on Kurt's and is as near to his jaguar specs as you will get.
Question is, is it worth the £1400GBP RRP?? probably not. even at £1000 I am starting to question it.
I had found a dealer in the UK last night who would offer finance on my current working system.... but to afford sensible monthly payments it would be on 4.9% interested. so I would be paying back in total about £1100.
I won't bother.
To be honest, the more I think about it I might just be better off going and buying a righty Squier jag and flipping it over.
you pointed something very important out to me.
Right ok, so the guitar I am after is a special thing. It is modelled on Kurt's and is as near to his jaguar specs as you will get.
Question is, is it worth the £1400GBP RRP?? probably not. even at £1000 I am starting to question it.
I had found a dealer in the UK last night who would offer finance on my current working system.... but to afford sensible monthly payments it would be on 4.9% interested. so I would be paying back in total about £1100.
I won't bother.
To be honest, the more I think about it I might just be better off going and buying a righty Squier jag and flipping it over.
G
guitarrob
Guest
Re: Guitars on finance? yay or nay?
I also fine people make different decisions on products that are bought on credit, using loans...etc. When you have the money in your hand....it is different then having an idea of it. You know how hard you have worked for it..etc.
I also fine people make different decisions on products that are bought on credit, using loans...etc. When you have the money in your hand....it is different then having an idea of it. You know how hard you have worked for it..etc.
Left_Hand_Strat
New member
Re: Guitars on finance? yay or nay?
that was like my amp. I just started my then new bar job and I worked my a** off to get the money to buy it.
that was like my amp. I just started my then new bar job and I worked my a** off to get the money to buy it.
B Bent
Vibroluxologist
Re: Guitars on finance? yay or nay?
In general, never buy stuff on credit unless you plan to flip it. I hate having debts so I pay cash for everything and if I cant afford it I walk away.
I have made a few exceptions like the time I walked into Guitar Center Atlanta several years back and saw a Gretsch Brian Setzer 6120 being blown out for like a thousand bucks or so. I put it on my CC, played it a month and sold it to a guy in Canada for $1800. I paid the CC bill in full and pocketed several hundred bucks.
It was a sexy guitar!!
In general, never buy stuff on credit unless you plan to flip it. I hate having debts so I pay cash for everything and if I cant afford it I walk away.
I have made a few exceptions like the time I walked into Guitar Center Atlanta several years back and saw a Gretsch Brian Setzer 6120 being blown out for like a thousand bucks or so. I put it on my CC, played it a month and sold it to a guy in Canada for $1800. I paid the CC bill in full and pocketed several hundred bucks.
It was a sexy guitar!!
Re: Guitars on finance? yay or nay?
I used to be a phone monkey in a credit card department for a pretty big bank and EVERY day I'd have to hear someone's sob story about how they did something dumb or bought something they shouldn't have with their money and expected to have their behind saved by the bank. Trust me, hypothetically speaking and as unlikely as it is, if anyone told me they were in financial woe because they put a guitar on finance, they would have made the "dumb" list.
Like most people said, finance is only helpful for paying off large essential goods or improving your credit score. The only way musical instruments or recording gear would be considered large essential goods would be if you made money off of music (e.g., musician, producer, engineer).
I wouldn't even get in debt to flip an instrument, my rule for that is I don't buy it unless I can spend that money AND it not upsetting me money-wise for an indefinite amount of time. Sometimes I've flipped guitars within a week, sometimes it's taken me months to sell something off, even at near break-even prices, when instrument purchases in my area were low.
I used to be a phone monkey in a credit card department for a pretty big bank and EVERY day I'd have to hear someone's sob story about how they did something dumb or bought something they shouldn't have with their money and expected to have their behind saved by the bank. Trust me, hypothetically speaking and as unlikely as it is, if anyone told me they were in financial woe because they put a guitar on finance, they would have made the "dumb" list.
Like most people said, finance is only helpful for paying off large essential goods or improving your credit score. The only way musical instruments or recording gear would be considered large essential goods would be if you made money off of music (e.g., musician, producer, engineer).
I wouldn't even get in debt to flip an instrument, my rule for that is I don't buy it unless I can spend that money AND it not upsetting me money-wise for an indefinite amount of time. Sometimes I've flipped guitars within a week, sometimes it's taken me months to sell something off, even at near break-even prices, when instrument purchases in my area were low.
F
Funkfingers
Guest
Re: Guitars on finance? yay or nay?
Quit guitar. Buy guns. :foot::naughty:
See. I just saved you a whole bunch of money. (Probably enough to buy a LH Squier Silver Series Stratocaster wired like a Jag-Stang!)
Strictly speaking, by definition, your singing MUST now be better than Kurt's.
Quit guitar. Buy guns. :foot::naughty:
See. I just saved you a whole bunch of money. (Probably enough to buy a LH Squier Silver Series Stratocaster wired like a Jag-Stang!)
Strictly speaking, by definition, your singing MUST now be better than Kurt's.
Re: Guitars on finance? yay or nay?
Also, I don't think it's very Kurt-approved to buy a signature model of his, is it? Kinda like buying the Joe Strummer Telecaster.
I don't mean I wouldn't buy it, I think it looks like the kinda guitar I'd love to play, but it is a bit weird when you think about it.
Also, I don't think it's very Kurt-approved to buy a signature model of his, is it? Kinda like buying the Joe Strummer Telecaster.
I don't mean I wouldn't buy it, I think it looks like the kinda guitar I'd love to play, but it is a bit weird when you think about it.
F
Funkfingers
Guest
Re: Guitars on finance? yay or nay?
Well, Kurt did eventually take the Fender Dollar. In an interview with Fender Frontline, he expressed the idea that his signature model should be affordable. Hence, the production line Jag-Stang was MIJ.
The topic of Joe Strummer and political/ethical values is one stinking can of worms. Research it at your own risk.
Which? The Jag-Stang or the JS Tele?
The edition of Fender Frontline with Kurt on the cover also included a photograph of Peter Buck playing one of Kurt's personal MIA Jag-Stangs upside down. IMO, it looked more acceptable that way up.
Well, Kurt did eventually take the Fender Dollar. In an interview with Fender Frontline, he expressed the idea that his signature model should be affordable. Hence, the production line Jag-Stang was MIJ.
The topic of Joe Strummer and political/ethical values is one stinking can of worms. Research it at your own risk.
Which? The Jag-Stang or the JS Tele?
The edition of Fender Frontline with Kurt on the cover also included a photograph of Peter Buck playing one of Kurt's personal MIA Jag-Stangs upside down. IMO, it looked more acceptable that way up.
Re: Guitars on finance? yay or nay?
Huh, so much for being nonconformist (not in the religious, English Protestant sense, but in a broader sense) and sticking it to the corporate man. I'm not the hugest fan, but I assumed that Jag's release was just a money grab for certain parties *ahem* Courtney. I assumed wrong.
I was talking about the Jag, but if someone were to give me the Tele I wouldn't mind playing it either.
Huh, so much for being nonconformist (not in the religious, English Protestant sense, but in a broader sense) and sticking it to the corporate man. I'm not the hugest fan, but I assumed that Jag's release was just a money grab for certain parties *ahem* Courtney. I assumed wrong.
I was talking about the Jag, but if someone were to give me the Tele I wouldn't mind playing it either.
Left_Hand_Strat
New member
Re: Guitars on finance? yay or nay?
That is true.
Peter Buck was given Kurt's Blue fender Jagstang by poisoned b**** fa... er... I mean Courtney Love, He can be seen 'playing it' in the 'what's the frequency kenneth' video and also there is a video of REM playing let me in and you can hear the jagstang.
In my eyes It looked stupid being upside down.
That is true.
Peter Buck was given Kurt's Blue fender Jagstang by poisoned b**** fa... er... I mean Courtney Love, He can be seen 'playing it' in the 'what's the frequency kenneth' video and also there is a video of REM playing let me in and you can hear the jagstang.
In my eyes It looked stupid being upside down.
Similar threads
