think of the taps as indicating minimum impedance.
so plugging an 8 ohm load into a 4 ohm tap is fine, as is plugging a 16 ohm load into an 8 ohm tap.
but you don't want to plug an 8 ohm load into a 16 ohm tap because that 8 ohm load falls below the minimum load rating for that tap.
also, you can't just "disable" a transformer tap. It's akin to saying that you have a 12kohm single coil that's coil-tapped at 4k and again at 8k. Those taps are hardwired into the coil, just like the taps on a transformer winding. You can't just disable them.
PHYSICS, B!TCH!
(please note, I am not actually calling anyone here a b!tch)