Several things to unpack here. I'm not an expert, but I've been doing this a while but feel free to take what I say with a grain of salt.
Bi-amping is not stereo. Also dual mono isn't stereo.
Bi-amping is a process of separating your signal by frequency and sending separate sets of frequencies to different amps and is very popular with bassists. Say, sending everything below 800Hz to one amp and everything above that to another to separate the highs and lows or mids and highs or whatever you want to do. In this scenario, you could theoretically do it with one mic and be fine if you can find the right mic that can get the sound of both and balance them - although two microphones would be preferable.
Dual mono is a process in which you send the same signal to two separate amplifiers. There's a lot of great reasons to do this especially if you just want a bit of a bigger sound or want to blend two different amp sounds. In this setup, assuming the amps don't sound incredibly different, you would be fine just micking one of them since they essentially get the same sound.
Stereo means that the different signals are getting different information. In order to be truly stereo you need some way and reason to separate the signal into true stereo. Usually a delay, reverb, or modulation. In this scenario either side doesn't get the same signal and is often done to increase the effect of modulation or wideness of the sound. In this scenario, because the different sides get different signals, you absolutely have to use two different microphones and when you put them through the PA they need to be panned left and right in order to maintain your true stereo effect through the PA.
I really hope this helps and clarifies a few things.