Yes it will damage the finish over time, but very slowly. You only really need to worry about it for white guitars, as they often combine with sweat and dust to create a urine looking finish.
You only really need to worry about it for white guitars
I guarantee you, yes. The clear coat will turn to yellow in less than 4 years. In your case, the binding will noticeably be yellower.
Cork sniffer.
Is that like a redneck way of referring to a sommelier? [emoji3][emoji3]
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What’s a cork sniffer?
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Urine looking? No, no, it's called "aged white." Fender charges extra for that, ya know...